Ever had one of those days where you wished you never had gotten up? Well today was one for me. I lost my wallet and can’t find it anywhere. It is probably under the seat at the dollar theater we went to last night. The next showing will not be done until 11:40pm and then we can go look. It has my credit card, drivers license, school ID, social security card, insurance card, and various other cards.
Today is also the first of the month so the bills are due. December 15th is when we pay the car note but they never sent a bill so I forgot about iton the day I paid bills and the extra money went to pay down credit card bills. Then 2 days later I realized that I had not paid the car note so I did a DDA (direct deposit advance) which lets us to a temp loan through Wells Fargo (our bank) that gets taken out of the next check. Well since I had to do that we did not have enough to pay the bills. The electric bill was $200 and I am convinced that one of or walls only exists in out imagination and all the heat or AC is going right outside. I have made a vow never to turn on the heat or AC again no matter if I freze to death! And adding to it was Dean’s credit card which was maxed out plus some from christmas presents and eating out in CS which had to be paid immedaitly. So I did a max DDA for $500 (half of Dean’s next pay check) to pay all the bills and rent.
Tomorrow I can finally get together with the guy at the Denton Branch of Texas center of Adult Literacy and learning that Harriet hooked me up with for a job. Screw school we need to get out of debt. It will be years before I finish anyway so what is putting it off for a few more years?
All of this shit is my fault. Dean would have been finacially better off with out me. Yes yes I know that most college students and recent grads are in debt for a while but this is ridiciouls! We have about $40,000 in debt and it makes me want to shoot myself!
What a way to start the new year. Hope yours is going better than mine.
-Kaston
January 2nd, 2006 at 4:23 pm
The idiot night manager at the theater didn’t even bother to look in the lost and found for the wallet! I called back today and lo and behold it was there, not missing a thing!
I was not able to contact the person from TCAL; the offices will not reopen until the 3rd. Looked at the paper for jobs and I found a nanny job that pays $700 a week, but they are registered through an agency that want $10 to register me before they will send this rich-ass family in Plano my resume. Too much risk as a potential scam.
I have absolutely no skills in which to get a non entry level job on. Maybe I should have chosen a different major that I could USE while in school to get a job. Back to manual labor for me.
January 2nd, 2006 at 5:58 pm
Kaston,
Glad to hear the wallet turned up with nothing missing — what a relief!
You’re in the home stretch as to finishing your bachelor’s, and as I recall, down to less dificult classes. So indeed, there’s no harm in scaling back your school schedule so you can work part time and go to school part time, to east the financial strain. I worked at a low-level clerical job for little better than minimum wage for most of my college years, and worked part-time throughout my master’s program — I had no choice but to work and go to school simultaneously. Took me 5-1/2 years to finish the bachelors.
There’s no shame in working while going to school. It’s not so bad. It’s all in the attitude. Shoot — I know a guy who had worked in a professional career in human resources, then decided to go to grad school in his early 30’s — and because he couldn’t get an assistantship for his first couple of years, he waited tables at Souper Salad during most of his master’s & PhD programs.
By the way, that program in Denton isn’t affiliated with TCALL per se. They are an adult education provider — we’re a statewide resource center serving the providers of direct services — just FYI so you have the jargon down when you talk to Steve Johnson.
Harriet